However, there are many resources available to help you with money problems, including financial advisors, credit counseling services, and budgeting tools. Financial advisors can provide personalized advice and guidance on investments, retirement planning, and other financial matters. Credit counseling services can help you with debt management, budgeting, and improving your credit score. Budgeting tools, such as apps and spreadsheets, can help you track your expenses and identify areas where you can save money. It's important to seek out reputable sources of financial advice and to be cautious of scams or predatory lenders. Be sure to do your research and choose services that are accredited and have a good reputation. Ultimately, it's up to you to take control of your finances and make responsible decisions to achieve your financial goals.